Free Tools
Financial Calculators
Run the numbers on your wealth-building journey. Every calculator is free, no signup required.
Compound Interest Calculator
See how your money grows over time with the power of compounding. Visualize your wealth-building journey.
Debt Snowball / Avalanche Calculator
Compare payoff strategies and find the fastest path to debt freedom.
Emergency Fund Calculator
Find your target emergency fund size and track your savings progress.
FIRE Calculator
Find your FIRE number and see how soon you can reach financial independence.
Coast FIRE Calculator
See if compound growth alone will carry your savings to retirement.
Tax Bracket Calculator
See your effective and marginal tax rates with a bracket-by-bracket breakdown.
Other Tools & Resources
Platforms and tools Michael uses and recommends for the topics explored here. These are affiliate links to support our work bringing free, advanced wealth-building education to all.
Monarch Money
The budgeting app I actually use. Clean interface, tracks net worth, joint accounts for couples. 50% off your first year.
SoFi Bank
High-yield savings, Roth IRA, and brokerage all in one place. Up to a $400 welcome bonus for new accounts.
Sequence
The money-routing app that automatically splits every paycheck across your bills, savings, and investments.
Trust & Will
Set up your will, trust, and estate plan online in minutes — the simple way to protect your family and your assets.
Chase Sapphire
The travel rewards card I use to turn everyday spending into points, with a big welcome bonus on the Sapphire Preferred.